Knowledge for your financing
From more than 26 years of experience: the most important topics around your mortgage, explained honestly and without jargon.
100 % financing: buying a property without equity
Financing a property without equity: what banks require at 100 and 110 percent, what the interest premium costs and for whom it pays off.
How much equity do I really need?
How much of your own money you really need when buying a property, and why a sensible buffer is often more important than maximum equity.
Combining fixed-interest period and repayment wisely
Fixed-interest period and repayment rate together determine how safe and how expensive your mortgage will be. This is how you find the combination that suits you.
Follow-on financing: when refinancing pays off
Is your fixed-interest period ending? When an extension, refinancing or a forward loan pays off and how much a real market comparison can save.
Making the most of KfW & subsidies
Which subsidy programmes are available from KfW, NBank and proKlima, and how to combine subsidies cleverly with your mortgage.
From enquiry to notary appointment: the process
What happens between the first enquiry and the handover of the keys, and how long the individual steps up to the notary appointment usually take.
Adapt the financing to your project, not the other way round
Why your life sets the framework for your financing, and how to find a monthly instalment that still fits your everyday life in ten years’ time.
Let’s talk about your project
The initial consultation is non-binding. You tell us about your project, we tell you honestly what is possible. Then you decide at your own pace.
